It is a retail-focused housing finance company that focuses on the low-income housing segment. The ticket sizes of loans is less than Rs. 15 lakh and average ticket size of loans is Rs. Rs.9 lakh, with an average LTV of 57.6 per cent and 58.1 per cent, as of Sep 30, 2022 and Sep 30, 2023. Their business approach is based on social aims, with a financially inclusive, customer-centric loan business that significantly contributes to the economic uplift of our target consumers by raising their standard of life. As of September 30, 2023, Aadhar Housing had a large network of 471 branches, including 91 sales offices, distributed over 20 states and union territories, serving roughly 10,926 pin codes in India.