Benefits of Property in Self Managed Super Fund

Here are some of the benefits of owning property within a self-managed superannuation fund (SMSF):

Tax Advantages:

Lower Tax Rate: Rental income earned from the property within the SMSF is taxed at a concessional rate of 15%, compared to the marginal tax rates that can apply to individual property ownership.
Capital Gains Tax Discount: When the property is sold, any capital gain is subject to a 33.33% discount, which can significantly reduce your capital gains tax liability. This discount applies if the property has been held for more than 12 months and the SMSF is in pension phase.
Tax-Deductible Expenses: Many expenses related to the property, such as interest on loans, property management fees, council rates, and repairs can be claimed as tax deductions for the SMSF, which can further reduce its taxable income.
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